How to get Rich ? Start thinking Rich | by Sawan Kumar | Best Career Coach in India

You do not need a million dollars in your bank account to develop a rich mindset—you need to stop thinking poor today and start acting like the wealthy version of yourself right now. This single shift in how you think about money will change everything about how money flows to you.

Direct Answer: A rich mindset is not about how much money you have—it is about how you think, act, and feel about money in everyday moments. When you stop obsessing over saving every rupee and start making small generous choices that make you feel wealthy, your brain begins to believe you are rich, and your financial reality follows. The money does not come when you chase it; it comes when you embody the identity of someone who already has it.

Why Chasing Money Pushes It Away

Here is the most exciting thing about money that I have learned after training over 79,000 students globally: if you keep thinking about money, it will never come to you. This sounds counterintuitive, but I have seen it play out hundreds of times.

When you obsess over every dollar, when you count every cent, when you make decisions from a place of scarcity—you are telling your brain and the world that you are poor. Your actions follow your thoughts. Your results follow your actions.

Instead, think of something that is not monetary but is still about being rich. Focus on the feeling of wealth rather than the numbers in your account. Maybe you cannot spend a million dollars today, but you can spend a hundred dollars today. You can spend 10, 20, 50 dollars today. The question is: how are you spending it?

The Restaurant Test: Are You Waiting for Change?

Let me give you a specific example that separates the rich mindset from the poor mindset.

You go to a restaurant. The bill comes to 80 dollars. You hand over 100 dollars. What do you do next? Do you sit there waiting for the waiter to bring back your 20 dollars in change?

If you collect that 20 dollars back, yes—you saved 20 dollars. But did that give you the feeling of being rich? No. It reinforced the identity that you need to protect every small amount because you do not have enough.

Now imagine you say, "Keep the change." That 20 dollars is gone, but something else happens inside you. You feel abundant. You feel like someone who has more than enough. And that feeling compounds throughout your day.

The Parking Lot Principle

The same principle applies in smaller moments. You park your car. The parking fee is 80 rupees. You hand over 100 rupees and say, "Keep the change."

This is not about being reckless with money. This is about breaking the pattern of scarcity thinking in moments where the amounts are small but the psychological impact is massive.

As a Chartered Accountant by background, I understand numbers deeply. I know the mathematics of wealth. But what most people miss is that wealth starts in psychology before it shows up in accounting. The ledger in your mind determines the ledger in your bank.

Give More Than Expected and Watch What Happens

Here is where the rich mindset becomes truly powerful. Someone on the street asks you for money. They expect 10 rupees or 10 dollars. What if you gave them 100?

Just imagine how you are going to feel for the entire day after making that choice. The kind of smile that person has. The brightness and spark that comes in that person's eyes because you gave them more than what they expected.

Your entire day becomes different. Your entire day changes. The way you live your entire day transforms—not because of the money you spent, but because of the identity you stepped into.

Direct Answer: When you give more than what someone expects, you are not just making their day better—you are rewiring your own brain to believe you are someone with abundance to share. This belief becomes self-fulfilling. You start making decisions as a rich person would make them, and those decisions lead to outcomes a rich person experiences.

The Cost of Not Giving

Let me share the opposite experience. If someday, because of being busy or distracted, I am not able to give to somebody who asked me for help—and I did not give—I feel bothered. I am bothered for the entire day.

I think: that person was really in need and I could have helped. I feel bad about it. And here is the critical insight—I feel poor about it. Not poor financially. Poor in spirit. Poor in identity.

That feeling of being poor follows me through my day. It affects my energy, my decisions, my interactions. The 10 rupees I "saved" cost me far more in terms of how I showed up for the rest of my day.

When Others See You as Rich, You Become Rich

Here is the multiplication effect of the rich mindset: when you tip generously, when you give without calculation, when you act with abundance—people notice.

They think: "You just gave away 20 dollars like that. You must be a rich person. You just gave away 50 dollars. You must be wealthy."

When so many others think the same of you—that you are a rich person—something shifts. Your mind starts telling you that you are a rich person. And when your mind believes you are a rich person, what on earth do you think would stop you from becoming rich?

Nothing.

It Is All About the Mindset You Operate From

Maybe you are not rich today. Maybe your bank account does not have the numbers you want yet. But you will be rich one day because you have already become rich in your mindset.

You have already become rich from your mind. And if you are rich from your mind, you will be rich in your bank account soon. This is not motivational fluff—this is how identity works. Your actions align with who you believe you are. Your results align with your consistent actions.

The middle-class mindset calculates every rupee, protects every cent, and stays middle-class forever. The rich mindset makes generous choices in small moments, builds the identity of abundance, and creates the reality to match.

Your One Next Step Today

Building a rich mindset does not require a massive financial commitment—it requires one small generous act today that makes you feel abundant. Leave the change at your next meal. Tip 20 percent instead of 15. Give more than expected to someone who needs it. Feel the shift in how you carry yourself for the rest of the day, and repeat tomorrow.